Bank Fixed Deposit is the most common investment route in India.

Key factors to consider before investing in Fixed Deposits (FD) are safety of deposits and interest rate.

While Bank FD scores very high on safety, interest rate is very low. Sometimes it is even lower than inflation rate and hence negative real interest rate.

Fixed Deposit of Non Banking Finance Companies and Housing Finance Companies offer attractive alternative with higher interest rates. As safety of deposit is paramount, we only offer Fixed Deposits which are AAA rated (AAA is the highest credit rating which relates to the highest safety).